Small and Medium Enterprises (SMEs) in Jordan face formidable barriers to realizing their full economic potential. These barriers handicap overall growth in the Jordanian economy. Access to finance is one of the principal barriers to realizing economic potential faced by these enterprises. Jordanian banks typically have inflexible administrative policies, conservative risk assessment thresholds and limited SME-specific loan products. From the “demand side.” most SMEs have limited financial literacy and are unable to sufficiently present their business as “investment ready.”